"By LouAnn Schulfer, AWMA®, AIF® “The Wealth InFormation Lady”, Accredited Wealth Management AdvisorSM, Accredited Investment Fiduciary® , Published Author" |

Sometimes, It’s Too Late

Wealth Management
Layers of rules are what we deal with when it comes to accumulating a net worth and managing a net worth. There are IRS rules, requirements and restrictions
Read More
"By LouAnn Schulfer, AWMA®, AIF® “The Wealth InFormation Lady”, Accredited Wealth Management AdvisorSM, Accredited Investment Fiduciary® , Published Author" |

Know Your Exit Before You Enter

Wealth Management
When it comes to investing, the most important question is often overlooked. It’s easy to get money IN to your investments. You expect that over time, you will
Read More
"By LouAnn Schulfer, AWMA®, AIF® “The Wealth InFormation Lady”, Accredited Wealth Management AdvisorSM, Accredited Investment Fiduciary® , Published Author" |

Different Types of IRAs

Retirement
Did you know that there are many types of IRAs? The two main categories are Traditional and Roth. The difference between the two is significant.
Read More
"By LouAnn Schulfer, AWMA®, AIF® “The Wealth InFormation Lady”, Accredited Wealth Management AdvisorSM, Accredited Investment Fiduciary® , Published Author" |

Diversification: What it is NOT

Investing
You’ve likely heard the saying when it comes to investing, “Don’t put all of your eggs in one basket”. That’s a great way to think of diversification
Read More
"By LouAnn Schulfer, AWMA®, AIF® “The Wealth InFormation Lady”, Accredited Wealth Management AdvisorSM, Accredited Investment Fiduciary® , Published Author" |

Doing Nothing is a Decision

Retirement
In my line of work, people have to make decisions. Sometimes the decisions are small ones, often times they are big. The decision to save more. Or not. The
Read More
"By LouAnn Schulfer, AWMA®, AIF® “The Wealth InFormation Lady”, Accredited Wealth Management AdvisorSM, Accredited Investment Fiduciary® , Published Author" |

Can I Retire?

Retirement
That’s the “million-dollar” question I get asked often. Truth is, there is not a magic nest egg number that works for everyone. Retirement planning is like a
Read More
"By LouAnn Schulfer, AWMA®, AIF® “The Wealth InFormation Lady”, Accredited Wealth Management AdvisorSM, Accredited Investment Fiduciary® , Published Author" |

Wealth Formation: Changes Throughout the Years

Wealth Management
A discussion that I often have with my clients is that the things they did to be financially successful for the last 30 years will look different than the next
Read More
"By LouAnn Schulfer, AWMA®, AIF® “The Wealth InFormation Lady”, Accredited Wealth Management AdvisorSM, Accredited Investment Fiduciary® , Published Author" |

Wealth: Always In Formation

Wealth Management
Ongoing formation is the essence of all types of wealth: our relationship with God or our spiritual nature, our families, our friendships, our roles in our
Read More
"By LouAnn Schulfer, AWMA®, AIF® “The Wealth InFormation Lady”, Accredited Wealth Management AdvisorSM, Accredited Investment Fiduciary® , Published Author" |

OBBBA: Federal Estate Taxation

Taxes

The One Big Beautiful Bill Act of 2025 changed taxation for many taxpayers in all income tax brackets. Notably, many of the provisions of the Tax Cuts and Jobs

Read More
"By LouAnn Schulfer, AWMA®, AIF® “The Wealth InFormation Lady”, Accredited Wealth Management AdvisorSM, Accredited Investment Fiduciary® , Published Author" |

OBBBA: Bonus Deduction for Seniors

Taxes
The Omnibus Budget Reconciliation Bill for 2025, known as the One Big Beautiful Bill Act (OBBBA), made the Tax Cuts and Jobs Act of 2017 tax rates and standard
Read More
"By LouAnn Schulfer, AWMA®, AIF® “The Wealth InFormation Lady”, Accredited Wealth Management AdvisorSM, Accredited Investment Fiduciary® , Published Author" |

OBBBA: Social Security Taxation

Taxes
The One Big Beautiful Bill Act, signed into legislation on July 4, 2025 provides a significant amount of tax reform to many taxpayers, and potentially a fair
Read More