Wealth is always in formation, and that is true even in times of uncertainty. Periods of turmoil can make the financial world feel doubtful, confusing and for
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Taking distributions is usually the ultimate reason that people build retirement savings: at some point, you’d like to turn your nest egg into income. Just as
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In the mid-1990’s, I was a non-traditional student at UWSP majoring in economics while working a full-time job as a Corrections Officer and building a
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You’ve worked hard all your life. You’ve saved and invested your money, paid taxes on your income and you’ve made the mandatory contributions to government
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For the past decade and a half, Schulfer & Associates has welcomed Central Wisconsin community members to our annual Shredding Party—a spring cleaning tradition
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The 4% rule is often cited as the “safe” amount one may withdraw annually from their portfolio in retirement. The rule is meant to mitigate the risk of
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We work with people who have saved and invested for decades. They understand how contributions into their retirement accounts work because they have been
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Earlier, I authored an article: Retirement: A Financial Decision or an Emotional Decision? This article is a sequel.
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What is the first thing that comes to mind when you hear the words “Retirement Planning”? For many people, a lot of questions arise. Can I retire early? How
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Qualified Charitable Distributions, or QCDs, are one of my favorite tax-smart financial strategies. In order to make QCDs count, there are a number of rules
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Retirement planning is complex. We often hear tips on how to fund retirement accounts and invest our money. Here are five tips to make the most of your golden
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Previously, I ended an article saying, “If your intention is to pass assets on to your children or grandchildren, look to options other than retirement accounts
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