Is it better to own my own life insurance policy or purchase extra group insurance through my employer? That’s a question I hear often in financial planning.
Read More
One of the steps in our process with new and existing clients is to review their life insurance needs and existing policies. Often times, we run into older
Read More
The answer is no. You do not need life insurance on yourself, but your spouse and/or children may need you to have life insurance. What is the best way to
Read More
It’s been said before that no one likes insurance until they need it. There always seems to be something better to do than discuss life or long-term care
Read More
A few weeks ago I had the pleasure of meeting with a new couple for a consultation. After years of hard work and disciplined saving, they’ve turned the page to
Read More
Medicare is the federal government’s health insurance program for those over age 65 or for certain individuals who are disabled. There are four “parts”: Part
Read More
Years ago, the trend was for life insurance agents to sell whole life, universal or variable life insurance policies on the potential to grow the cash value
Read More
Big decisions in life can be intimidating. Some people are great at planning, while others procrastinate. Sometimes we stall because we don’t know where to
Read More
A question we periodically get is, what happens if I or if my spouse has to go in to a nursing home? Will the government take my accounts, my house and my
Read More
I recently met with a hard-working, bright and successful couple via video conference. I’ve gotten to know them more intimately over the past year or so since
Read More
A question we commonly get asked is, When should I begin social security? Should I start early? Or should I start it later? The answer is, it depends.
Read More
If you are in the decades of your life where you are saving for retirement, you may ask whether you should be contributing to a traditional pre-tax IRA or 401(k
Read More
